Car finance, made clearer

We’re a team of car finance specialists who connect your individual situation with trusted finance brokers and car dealerships. When car finance feels confusing or overwhelming, we simplify the process — guiding you from an initial eligibility check through to choosing the right lender and getting the keys to your next car.

LET'S GET STARTED

Officially partnered with Car Finance 247

  • One simple application

  • Access to multiple UK lenders

  • No obligation

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How it works

1. Start here
You're in the right place. We help people to find a safer, fairer way to explore car finance.

2. Check your eligibility
Complete a quick eligibility check with Car Finance 247. This step removes the stress and puts you in the best position for a fair deal.

3. Explore your options
We'll get in touch to match you with suitable lenders and help you find your perfect car.

CHECK YOUR ELIGIBILITY NOW

"Above and beyond helpful. They walked me through the whole process and were responsive to my constant emails. The van itself is brilliant, cannot fault it! They also delivered it to me 6 hours away. I really cannot thank you for the hard work you put into the process. Would highly recommend."

- LEE

"No pressure to buy which put me at ease. When I chose car everything went through smoothly and car delivered within a week. Highly recommend."

- MICHELLE H

"Five star service - Seven days from start to finish in acquiring my van from Paul & Kyle. A truly fantastic stress free experience & I can’t thank the lads enough. I highly recommend using them if your after a van, top tier service on every level."

- JOHN R

"Great experience, Thanks paul and kyle for helping get the finance! made up with the van!"

- JACQUI W

"Paul and Kyle were both incredibly helpful, professional, and made the whole process smooth and stress-free. They answered all my questions, gave me a great deal, and made sure I drove away confident and satisfied."

- LEWIIS COOOPER

Browse our car options

Nissan Juke

FROM £37 PER WEEK

  • Choice of colours and specifications
  • PCP, Hire Purchase, Lease & Rental available
  • Under 3 years old and includes warranty
  • Zero or low deposit options
APPLY NOW

Peugeot 208

FROM £50 PER WEEK

  • Choice of colours and specifications
  • PCP, Hire Purchase, Lease & Rental available
  • Under 3 years old and includes warranty
  • Zero or low deposit options
APPLY NOW

Ford Focus

FROM £64 PER WEEK

  • Choice of colours and specifications
  • PCP, Hire Purchase, Lease & Rental available
  • Under 3 years old and includes warranty
  • Zero or low deposit options
APPLY NOW

Vauxhall Corsa

FROM £58 PER WEEK

  • Choice of colours and specifications
  • PCP, Hire Purchase, Lease & Rental available
  • Under 3 years old and includes warranty
  • Zero or low deposit options
APPLY NOW

Renault Clio

FROM £49 PER WEEK

  • Choice of colours and specifications
  • PCP, Hire Purchase, Lease & Rental available
  • Under 3 years old and includes warranty
  • Zero or low deposit options
APPLY NOW

Fresh Thinking Finance is a trading name of PCH Vehicle Solutions Limited.

PCH Vehicle Solutions Limited (company number 14352739) is authorised and regulated by the Financial Conduct Authority, under FCA number: 983592. Our registered address is PCH Vehicle Solutions Limited, 31 Vermont Close, Great Sankey, Warrington, England, WA5 8WX, United Kingdom. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase (written quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers. Content may be computer generated, whilst every effort has been made to ensure the accuracy of the website content, vehicle information and images on this website, some errors may occur. It is important that you do not rely solely on this information or images, but check with your supplying dealer any items that may affect your decision to purchase this vehicle. Monthly prices are typical examples, please use the vehicle finance calculator to retrieve a quotation. Rates from 8.9% APR. Typical Representative Example: Borrow £12,000 over 5 years with a £0 deposit. Representative 19.8% APR fixed rate. Monthly payment:£306.04. Option to purchase fee £10 payable. Total cost of credit:£6,372.40. Total amount repayable:£18,372.40.